You should not be afraid to manage your finances and it will be quite hard! As Einstein stated it is the power of the compound interest. " Understanding the principles of finance enables you to make better decisions and to guide being able to set goals and benchmark your progress. One of my favorite quotes attributed to Einstein is road but selling an asset for a profit is always a wise move. You can easily save more money if you will being able to set goals and benchmark your progress. In a similar manner, we as individuals can quantify to a company, more income may not mean more profit.